Bridge loans on any asset class, when the calendar is the problem.
Short-term debt from $250K to $500M+, secured by commercial or investment real estate, sized to the exit rather than to a formula.
Built for the deals a bank cannot close in time.
- Acquisition on a deadline
The contract closes in weeks, the permanent lender needs months. A bridge loan buys the building; the takeout comes later.
- Bridge to stabilization
Lease-up, renovation, or a repositioning that needs to finish before a long-term lender will look at the numbers.
- Cash-out on owned property
Equity in a stabilized or near-stabilized asset, released to fund the next acquisition or a partner buyout.
- Maturing debt
A loan coming due before the refinance is ready. We replace it and give the permanent process the time it needs.
- Special-purpose property
Hospitality, self-storage, medical, and other asset types that fall outside a bank's credit box but not outside ours.
- Residential investment property
1 to 4 unit rentals and small portfolios held for investment, never a home the borrower lives in.
Parameters
Fixed facts are listed as facts. Everything else is quoted per deal, because pricing a bridge loan off a table is how lenders end up saying no late.
- Loan amount
- $250,000 to $500,000,000+Larger loans are structured with our capital partners.
- Collateral
- Any commercial or investment real estate asset class
- Geography
- All fifty states and the District of Columbia
- Term
- Short-term, sized to the exitRefinance, sale, or stabilization.
- Pricing
- Quoted per deal in the term sheet
- Leverage and recourse
- Set by the property and the sponsor, stated in writing before underwriting
- Borrower
- Entities and investors borrowing for business purposes
- Not offered
- Owner-occupied home loans, consumer loans, loans without real estate collateral
How a bridge loan closes.
Request terms
Property type, loan type, amount, and location. That is all we need to start.
Term sheet
We come back with structure and pricing for that deal, in writing, or with a clear no.
Underwriting
Appraisal, title, and borrower documents. We set the checklist with you, not after you.
Close and fund
From our fund when the loan fits it, with our capital partners when it does not.
Request terms.
Four facts get a real answer: property type, loan type, loan amount, and location. Send them and we reply with structure, or with a plain no.
- ReviewWe read the property and the four facts first. Not a form letter, not a credit pull.
- TermsYou hear back with the structure and pricing that fits the deal, in writing.
- UnderwritingAppraisal, title, and borrower documents, on a timeline agreed with you.
- FundingClosed from our fund, or with our capital partners when the loan sits outside it.